These Terms & Conditions govern your use of the 45ph platform and all services provided by 45ph to registered players in the Philippines. Please read them carefully before creating an account or placing any wager.
By accessing or using the 45ph platform at 45ph.asia, creating an account, or placing any wager through the 45ph services, you ("Player", "User", "you") acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions ("Terms"), the 45ph Privacy Policy, and any supplementary rules applicable to specific games, promotions, or services offered on the 45ph platform.
If you do not agree with any part of these Terms, you must immediately cease using the 45ph platform and must not register an account. Continued use of 45ph after any modification to these Terms constitutes your acceptance of the revised Terms.
These Terms constitute a legally binding agreement between you and 45ph ("Company", "we", "us", "our"). 45ph reserves the right to enforce these Terms at any time, at its sole discretion.
You must be at least 21 years of age to register an account with 45ph and to participate in any real-money gaming activity on the platform. This age requirement is established in compliance with applicable Philippine gaming regulations, including regulations administered by the Philippine Amusement and Gaming Corporation (PAGCOR). 45ph strictly prohibits participation by persons under 21 years of age.
45ph reserves the right to request proof of age at any time. Accounts where age cannot be verified, or where the account holder is found to be under 21, will be immediately suspended and any balance returned subject to applicable verification procedures.
The 45ph platform is intended for use by players located in the Philippines. It is your sole responsibility to ensure that online gambling is lawful in your jurisdiction before registering or placing wagers. 45ph does not represent or warrant that its services are appropriate or available in locations outside the Philippines.
Each person may hold only one (1) registered account on the 45ph platform. Registering multiple accounts ("multi-accounting") is strictly prohibited and will result in immediate suspension of all associated accounts and forfeiture of any associated balances and bonuses.
45ph reserves the right to refuse account registration to any applicant at its sole discretion, without being required to provide a reason for such refusal.
When registering an account with 45ph, you agree to provide accurate, current, and complete information, including your full legal name, date of birth, Philippine mobile number, and any other information required during the registration process. You must promptly update your account information if it changes.
You are solely responsible for maintaining the confidentiality of your 45ph account credentials, including your username and password. You must not share your login credentials with any third party. 45ph strongly recommends enabling two-factor authentication (2FA) on your account. Any activity occurring under your account credentials is your responsibility. If you suspect unauthorized access to your account, you must contact 45ph support immediately.
45ph is required to conduct Know Your Customer (KYC) verification in accordance with applicable anti-money laundering (AML) regulations. 45ph may request copies of government-issued identification, proof of address, and proof of payment method ownership at any time. Withdrawal requests may be withheld pending completion of KYC verification. Failure to provide requested documentation within a reasonable timeframe may result in account suspension.
You may request the closure of your 45ph account at any time by contacting customer support. 45ph reserves the right to close or suspend any account at its discretion, including where the account has been involved in fraudulent activity, breach of these Terms, or in response to a responsible gaming self-exclusion request.
45ph accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, Visa, and Mastercard. The minimum deposit amount is ₱50 for GCash and PayMaya, and ₱200 for bank transfer methods. 45ph does not charge fees on deposits; however, your payment provider may impose its own transaction fees.
Withdrawals are processed to the same payment method used for the corresponding deposit where technically feasible. All withdrawals require completion of KYC verification. 45ph targets withdrawal processing times of under 10 minutes for GCash and PayMaya under normal operating conditions; actual processing times may vary due to payment provider processing windows, verification requirements, or high-volume periods.
45ph reserves the right to withhold withdrawal processing pending investigation where there is reasonable suspicion of fraudulent activity, bonus abuse, or breach of these Terms. The minimum withdrawal amount is ₱100. Bonus funds are subject to wagering requirements before they may be withdrawn; see Section 5 for full bonus terms.
All 45ph account balances, wagers, wins, and transactions are denominated in Philippine Peso (PHP / ₱). 45ph does not accept or process transactions in foreign currencies through its standard deposit and withdrawal channels.
45ph may offer bonuses, free bets, cashback, reload bonuses, and other promotional incentives to eligible players. All bonuses are subject to specific terms and conditions published alongside each promotion. In the event of any conflict between a specific promotion's terms and these general Terms, the specific promotion terms shall prevail.
Unless otherwise stated, bonus funds are subject to wagering requirements before they can be withdrawn. Wagering requirements specify the number of times the bonus amount (and in some cases the deposit amount) must be wagered on qualifying games before a withdrawal request involving bonus-derived funds will be approved. Specific wagering requirements are stated in each promotion's terms.
45ph strictly prohibits bonus abuse, including but not limited to: creating multiple accounts to claim the same bonus, using systematic betting strategies designed to circumvent wagering requirements, or colluding with other players to exploit promotional offers. 45ph reserves the right to void bonuses and associated winnings, and to suspend accounts, where bonus abuse is detected.
Unless otherwise specified, bonus funds and free bet awards expire 7 calendar days from the date of issuance. Expired bonus funds are forfeited without compensation.
All games available on the 45ph platform are governed by their respective published game rules. By placing a wager on any 45ph game, you confirm that you have read and accepted the applicable game rules. In the event of any dispute arising from a game outcome, 45ph's records shall be definitive, subject to the dispute resolution process in Section 10.
45ph uses certified Random Number Generator (RNG) technology in all applicable games to ensure fair and unpredictable outcomes. Live dealer games are operated by licensed third-party providers including Evolution Gaming. Return-to-Player (RTP) percentages for individual games are available in the respective game information panels within the 45ph lobby.
45ph reserves the right to void any bet or game outcome where a technical error, system malfunction, or manifest error has materially affected the game outcome. In such cases, wager amounts will be returned to the player's 45ph account balance.
The following conduct is strictly prohibited on the 45ph platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to relevant law enforcement authorities:
45ph is committed to promoting responsible gaming and minimizing the risk of gambling-related harm. The following responsible gaming tools are available to all 45ph account holders:
These tools are accessible through your 45ph account settings. If you require immediate assistance with a gambling problem, please contact 45ph's 24/7 customer support or visit our Responsible Gaming page for further resources.
Age Restriction Reminder: All 45ph players must be 21 years of age or older. Gambling is for entertainment purposes only. Please play responsibly and within your means.
All content on the 45ph platform — including but not limited to software, game content, graphics, logos, trademarks, text, and interface designs — is the proprietary property of 45ph or its licensed content providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the 45ph platform solely for personal, non-commercial entertainment purposes.
You may not copy, reproduce, modify, distribute, transmit, display, publish, sell, license, or create derivative works from any 45ph content without the prior written consent of 45ph. Unauthorized use of 45ph intellectual property may result in civil or criminal liability.
To the fullest extent permitted by applicable Philippine law, 45ph shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the 45ph platform — including loss of winnings, loss of data, or business interruption — even where 45ph has been advised of the possibility of such damages.
45ph's total aggregate liability to any player shall not exceed the total amount deposited by that player in the 12-month period preceding the event giving rise to the liability claim.
If you have a dispute regarding a game outcome, transaction, or 45ph's application of these Terms, you must first contact 45ph customer support and allow a reasonable period for internal review. 45ph will endeavor to resolve all disputes in good faith within 10 business days. If a dispute cannot be resolved through the internal process, both parties agree to pursue resolution through binding arbitration under applicable Philippine law before initiating any court proceeding.
45ph collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an account with 45ph, you consent to the collection and processing of your personal data as described in the 45ph Privacy Policy.
45ph implements appropriate technical and organizational security measures to protect your personal data against unauthorized access, loss, or disclosure. 45ph does not sell your personal data to third parties. Data sharing with third-party service providers (payment processors, identity verification providers, game providers) is conducted strictly on a need-to-know basis under confidentiality agreements.
45ph reserves the right to amend these Terms & Conditions at any time. Material changes will be communicated to registered players via email or in-platform notification at least 7 days before the changes take effect. Your continued use of the 45ph platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the 45ph platform and request account closure.
45ph recommends that players periodically review these Terms to remain informed of any changes. The "Last Updated" date at the top of this page reflects the most recent revision.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines, subject to the dispute resolution process outlined in Section 10.2.
45ph operates in compliance with applicable Philippine gaming regulations. Players are responsible for ensuring their own compliance with the laws of their jurisdiction of residence.
If you have questions about these Terms & Conditions, please contact the 45ph support team:
These Terms & Conditions were last reviewed and updated in June 2026. 45ph is committed to maintaining clear, fair, and transparent terms for all Filipino players on the platform.
A quick summary of the most important rules governing your 45ph account. Not a substitute for the full Terms above.
All 45ph players must be 21 years of age or older, in full compliance with PAGCOR regulations. Age verification is required. Underage accounts are immediately suspended.
Each player may hold only one 45ph account. Multi-accounting results in suspension of all associated accounts and forfeiture of balances. 45ph enforces this rule strictly.
All 45ph bonuses are subject to wagering requirements before withdrawal. Full bonus terms are published with each promotion. Bonus abuse results in bonus and winnings forfeiture.
45ph requires identity verification for all accounts in compliance with Philippine AML regulations. Withdrawals may be held pending KYC completion. Your data is protected per the 45ph Privacy Policy.
Deposit limits, session timers, cooling-off periods, and self-exclusion are available to all 45ph players in account settings. 45ph takes responsible gaming obligations seriously.
These 45ph Terms are governed by the laws of the Republic of the Philippines. Disputes are resolved first through 45ph's internal process, then by binding arbitration under Philippine law.
Now that you've read the 45ph Terms & Conditions, you're ready to play with full confidence. 45ph offers 500+ games, GCash payouts in under 10 minutes, and 24/7 support — all within a PAGCOR-compliant, transparent platform built for Filipino players. 21+ only. Please play responsibly.